fix: apply default memcmp encoding (base58) when not supplied

[steveluscher]

See anza-xyz/agave#2050.

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[steveluscher]

• fix: apply default memcmp encoding (base58) when not supplied #2945 👈
• master

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[github-actions]

🎉 This PR is included in version 1.95.1 🎉

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[github-actions]

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