LG-14725: Identity resolution via Socure

[matthinz]

(This is a do-over of #11479, with the proofer_mock_fallback stuff taken out. It's based on #11516, which will need to land first.)

🎫 Ticket

Link to the relevant ticket:
LG-14725

🛠 Summary of changes

This PR adds provisional support for using Socure KYC for identity resolution. To do this, it:

1. Genericizes references to InstantVerify in the ProgressiveProofer (for example, instant_verify_state_id_address_result becomes state_id_address_result)
2. Reworks the plugins introduced in ProgressiveProofer refactor 3/N: Instant Verify residential address #11433 and ProgressiveProofer refactor 4/N: InstantVerify state id address #11434 to accept vendor-specific data (Proofer + SP cost token) via their initializers
3. Adds idv_resolution_alternate_vendor and idv_resolution_alternate_vendor_percent settings to configure what % of transactions go to Socure.
4. Adds appropriate if proofing_vendor == :socure_kyc-type code to create the correct proofer based on the configured vendor

New configuration flags

This PR adds two new config flags:

Config	Default value
idv_resolution_alternate_vendor	none
idv_resolution_alternate_vendor_percent	0

idv_resolution_alternate_vendor can be set to one of:

• mock
• instant_verify
• socure_kyc

If idv_resolution_alternate_vendor_percent is greater than zero, then that percentage of resolutions will use the alternate vendor. Note that whichever vendor is selected is used for both state ID and residential address transactions associated with a single run of the ResolutionProofingJobs--subsequent jobs will flip the coin again.

📜 Testing Plan

First, configure Socure in your application.yml:

socure_idplus_api_key: '<KEY FROM THE SOCURE DASHBOARD>'
socure_idplus_base_url: 'https://sandbox.socure.us'

Next, send all of your resolutions to Socure:

# 100% to socure
idv_resolution_default_vendor: mock
idv_resolution_alternate_vendor: socure_kyc
idv_resolution_alternate_vendor_percent: 100

Now, run through IdV. Check your log/events.log file and verify that your most recent IdV: doc auth verify proofing results event uses the vendor socure_kyc.

Now, send all your resolutions to the mock proofer:

# 100% to mock
idv_resolution_default_vendor: mock
idv_resolution_alternate_vendor: socure_kyc
idv_resolution_alternate_vendor_percent: 0

Run through IdV and verify that your most recent IdV: doc auth verify proofing results event uses the vendor mock.

[n1zyy]

🐶

[n1zyy]

I approved this but didn't look at the test results. It seems one of them possibly went into an infinite loop? 😱

[lmgeorge]

Overall, looks suspiciously familiar and good!