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Home Afford

Use this simple command-line application to determine the maximum home you can afford.

Installation

Just clone the repo and copy the executable file (home_afford.R) anywhere you like.

Usage

Default values

./home_afford.R

Change your annual income to $60,000

./home_afford.R --income=60000

Change your interest rate to 5.5%

./home_afford.R --rate=0.055

Remove the monthly condo fee (default is $400/mo)

./home_afford.R --condo-fee=0

Change your annual property taxes (default is $10,000/yr)

./home_afford.R --taxes=4500

Change the maximum loan-to-value (LTV) to 75% (default is 80%)

./home_afford.R --ltv=0.75

Add other monthly debt payments, like credit cards or student loans (default is $0/mo.)

./home_afford.R --debts=160

Any combination of these will work, too!

./home_afford.R --income=55000 --debts=160 --rate=0.045 --condo-fee=250 --taxes=4750

If you need help...

./home_afford.R --h

Happy House Hunting!

If you have suggestions for improvement, submit an issue!

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