Astra updates to x/bank

[shanev]

Description

Closes: #XXXX

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Author Checklist

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please add links to any relevant follow up issues.

I have...

• included the correct type prefix in the PR title, you can find examples of the prefixes below:
• confirmed ! in the type prefix if API or client breaking change
• targeted the correct branch (see PR Targeting)
• provided a link to the relevant issue or specification
• reviewed "Files changed" and left comments if necessary
• included the necessary unit and integration tests
• added a changelog entry to CHANGELOG.md
• updated the relevant documentation or specification, including comments for documenting Go code
• confirmed all CI checks have passed

Reviewers Checklist

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your handle next to the items reviewed if you only reviewed selected items.

Please see Pull Request Reviewer section in the contributing guide for more information on how to review a pull request.

I have...

• confirmed the correct type prefix in the PR title
• confirmed all author checklist items have been addressed
• reviewed state machine logic, API design and naming, documentation is accurate, tests and test coverage