fix: allow configured MCP servers in non-interactive mode

packages/core/src/policy/config.test.ts

@@ -24,6 +24,7 @@ import {
 import { Storage } from '../config/storage.js';
 import * as tomlLoader from './toml-loader.js';
 import { coreEvents } from '../utils/events.js';
+import { MCPServerConfig } from '../config/config.js';
 
 vi.unmock('../config/storage.js');
 
@@ -279,6 +280,145 @@ describe('createPolicyEngineConfig', () => {
     expect(untrustedRule).toBeUndefined();
   });
 
+  it('should NOT automatically allow configured MCP servers in non-interactive mode by default', async () => {
+    const config = await createPolicyEngineConfig(
+      {
+        mcpServers: {
+          'server-1': new MCPServerConfig('node', []),
+        },
+      },
+      ApprovalMode.DEFAULT,
+      MOCK_DEFAULT_DIR,
+      false, // non-interactive
+    );
+
+    const rule = config.rules?.find(
+      (r) => r.mcpName === 'server-1' && r.decision === PolicyDecision.ALLOW,
+    );
+    expect(rule).toBeUndefined();
+  });
+
+  it('should automatically allow configured MCP servers in non-interactive mode if opted-in', async () => {
+    const config = await createPolicyEngineConfig(
+      {
+        mcp: { autoAllowInHeadless: true },
+        mcpServers: {
+          'server-1': new MCPServerConfig('node', []),
+          'server-2': new MCPServerConfig('python', []),
+        },
+      },
+      ApprovalMode.DEFAULT,
+      MOCK_DEFAULT_DIR,
+      false, // non-interactive
+    );
+
+    const rule1 = config.rules?.find(
+      (r) => r.mcpName === 'server-1' && r.decision === PolicyDecision.ALLOW,
+    );
+    const rule2 = config.rules?.find(
+      (r) => r.mcpName === 'server-2' && r.decision === PolicyDecision.ALLOW,
+    );
+
+    expect(rule1).toBeDefined();
+    expect(rule1?.source).toBe('Settings (Headless MCP Auto-Allow)');
+    expect(rule2).toBeDefined();
+    expect(rule2?.source).toBe('Settings (Headless MCP Auto-Allow)');
+  });
+
+  it('should NOT automatically allow configured MCP servers in interactive mode even if opted-in', async () => {
+    const config = await createPolicyEngineConfig(
+      {
+        mcp: { autoAllowInHeadless: true },
+        mcpServers: {
+          'server-1': new MCPServerConfig('node', []),
+        },
+      },
+      ApprovalMode.DEFAULT,
+      MOCK_DEFAULT_DIR,
+      true, // interactive
+    );
+
+    const rule = config.rules?.find(
+      (r) => r.mcpName === 'server-1' && r.decision === PolicyDecision.ALLOW,
+    );
+    expect(rule).toBeUndefined();
+  });
+
+  it('should NOT duplicate allow rules if an MCP server is already explicitly allowed, wildcard allowed, or trusted', async () => {
+    const config = await createPolicyEngineConfig(
+      {
+        mcp: {
+          autoAllowInHeadless: true,
+          allowed: ['server-1', '*'],
+        },
+        mcpServers: {
+          'server-1': new MCPServerConfig('node', []),
+          'server-2': new MCPServerConfig('node', []),
+          'server-3': { trust: true },
+          'server-4': new MCPServerConfig('node', []),
+        },
+      },
+      ApprovalMode.DEFAULT,
+      MOCK_DEFAULT_DIR,
+      false, // non-interactive
+    );
+
+    // server-1: already in mcp.allowed
+    const rules1 = config.rules?.filter(
+      (r) => r.mcpName === 'server-1' && r.decision === PolicyDecision.ALLOW,
+    );
+    expect(rules1).toHaveLength(1);
+    expect(rules1?.[0].source).toBe('Settings (MCP Allowed)');
+
+    // server-2: covered by '*' in mcp.allowed
+    // Note: the logic adds a rule for '*' which will match server-2 at runtime,
+    // but the loop in headless auto-allow should skip adding a specific rule for server-2.
+    const rules2 = config.rules?.filter(
+      (r) => r.mcpName === 'server-2' && r.decision === PolicyDecision.ALLOW,
+    );
+    expect(rules2).toHaveLength(0);
+
+    // server-3: already trusted
+    const rules3 = config.rules?.filter(
+      (r) => r.mcpName === 'server-3' && r.decision === PolicyDecision.ALLOW,
+    );
+    expect(rules3).toHaveLength(1);
+    expect(rules3?.[0].source).toBe('Settings (MCP Trusted)');
+
+    // server-4: NOT explicitly allowed or trusted, but SHOULD NOT be added because '*' exists in mcp.allowed
+    const rules4 = config.rules?.filter(
+      (r) => r.mcpName === 'server-4' && r.decision === PolicyDecision.ALLOW,
+    );
+    expect(rules4).toHaveLength(0);
+
+    // Verify the wildcard rule exists
+    const wildcardRule = config.rules?.find(
+      (r) => r.mcpName === '*' && r.decision === PolicyDecision.ALLOW,
+    );
+    expect(wildcardRule).toBeDefined();
+    expect(wildcardRule?.toolName).toBe('mcp_*');
+  });
+
+  it('should use correct tool name pattern for wildcard server in headless auto-allow', async () => {
+    const config = await createPolicyEngineConfig(
+      {
+        mcp: { autoAllowInHeadless: true },
+        mcpServers: {
+          '*': new MCPServerConfig('node', []),
+        },
+      },
+      ApprovalMode.DEFAULT,
+      MOCK_DEFAULT_DIR,
+      false, // non-interactive
+    );
+
+    const rule = config.rules?.find(
+      (r) => r.mcpName === '*' && r.decision === PolicyDecision.ALLOW,
+    );
+    expect(rule).toBeDefined();
+    expect(rule?.toolName).toBe('mcp_*');
+  });
+
   it('should handle multiple MCP server configurations together', async () => {
     const config = await createPolicyEngineConfig(
       {

packages/core/src/policy/config.ts

@@ -600,6 +600,38 @@ export async function createPolicyEngineConfig(
     }
   }
 
+  // In non-interactive mode, automatically allow all configured MCP servers if opted-in.
+  // This ensures that tools provided by these servers are available without
+  // requiring explicit entries in settings.mcp.allowed.
+  if (
+    !interactive &&
+    settings.mcp?.autoAllowInHeadless &&
+    settings.mcpServers
+  ) {
+    for (const serverName of Object.keys(settings.mcpServers)) {
+      // Avoid duplicates if already explicitly allowed, allowed via wildcard, or trusted.
+      if (
+        settings.mcp?.allowed?.includes(serverName) ||
+        settings.mcp?.allowed?.includes('*') ||
+        settings.mcpServers[serverName].trust
+      ) {
+        continue;
+      }
+
+      rules.push({
+        toolName:
+          serverName === '*'
+            ? `${MCP_TOOL_PREFIX}*`
+            : `${MCP_TOOL_PREFIX}${serverName}_*`,
+        mcpName: serverName,
+        decision: PolicyDecision.ALLOW,
+        priority: ALLOWED_MCP_SERVER_PRIORITY,
+        source: 'Settings (Headless MCP Auto-Allow)',
+        modes: nonPlanModes,
+      });
+    }
+  }
+
   return {
     rules,
     checkers,

packages/core/src/policy/types.ts

@@ -333,6 +333,7 @@ export interface PolicySettings {
   mcp?: {
     excluded?: string[];
     allowed?: string[];
+    autoAllowInHeadless?: boolean;
   };
   tools?: {
     core?: string[];