feat(database): add StateBuilder::with_bal_builder_if

[mattsse]

Adds with_bal_builder_if(enable: bool) method to StateBuilder that conditionally enables the BAL builder based on a boolean flag.

[codspeed-hq]

Merging this PR will not alter performance

✅ 173 untouched benchmarks

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_{Comparing mattsse:mattsse/with-bal-builder-if (aee0910) with main (70f6f78)}