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Currently, the SFT learning rate is run all the way down to zero by default in
finetune.py. This PR adds a--final_lr_ratioflag which allows the LR to run only down to a value oflearning_rate * final_lr_ratioover the course of SFT. Qwen, for instance, follows this strategy of only decaying the lr down by a fixed factrion.Only currently implemented for the linear scheduler.