diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCard.tsx b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCard.tsx
index af76b84a773c..e50ec13be131 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCard.tsx
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCard.tsx
@@ -16,7 +16,9 @@ import {
   computeCanEditCutoff,
   computeCanRedeemResetCredit,
   hasQuotaCutoffOverrides,
+  getSoonestResetInfo,
   type CardStatus,
+  type SoonestResetInfo,
 } from "./utils";
 import QuotaCardHeader from "./parts/QuotaCardHeader";
 import QuotaCardExpanded from "./parts/QuotaCardExpanded";
@@ -92,6 +94,12 @@ export default function QuotaCard({
     [connection.provider, rawQuotas, quotaVisibility]
   );
   const cardStatus = useMemo<CardStatus>(() => worstStatus(quotas), [quotas]);
+  // Soonest future reset across the card's rows — surfaced as a header chip so
+  // expiration is scannable across a whole grid of cards without reading rows.
+  const soonestReset = useMemo<SoonestResetInfo | null>(
+    () => getSoonestResetInfo(quotas),
+    [quotas]
+  );
   const tierMeta = useMemo(
     () =>
       normalizePlanTier(
@@ -140,6 +148,7 @@ export default function QuotaCard({
         connection={connection}
         providerLabel={providerLabel}
         cardStatus={cardStatus}
+        soonestReset={soonestReset}
         tierMeta={tierMeta}
         resolvedPlan={resolvedPlan}
         emailsVisible={emailsVisible}
diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCardGrid.tsx b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCardGrid.tsx
index 5649e9ecb75f..d1057798b201 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCardGrid.tsx
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/QuotaCardGrid.tsx
@@ -193,7 +193,7 @@ function ProviderQuotaSection({
         </div>
       </summary>
       <div className="px-3 pb-3">
-        <div className="grid grid-cols-[repeat(auto-fit,minmax(min(100%,280px),1fr))] gap-3">
+        <div className="grid grid-cols-[repeat(auto-fill,minmax(min(100%,280px),1fr))] gap-3">
           {connections.map((conn) => (
             <QuotaCard
               key={conn.id}
diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/parts/QuotaCardExpanded.tsx b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/parts/QuotaCardExpanded.tsx
index 8dcc5c3397e6..5deee71f023c 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/parts/QuotaCardExpanded.tsx
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/parts/QuotaCardExpanded.tsx
@@ -16,6 +16,7 @@ import {
   getQuotaRemainingPercentage,
   getQuotaVisibilityKey,
   shouldShowQuotaUsageCount,
+  resetUrgency,
 } from "../utils";
 import QuotaMiniBar from "../QuotaMiniBar";
 import { translateUsageOrFallback, type UsageTranslationValues } from "../i18nFallback";
@@ -270,6 +271,20 @@ function QuotaDetailRow({
   const usedNum = Number(q.used || 0);
   const totalNum = Number(q.total || 0);
   const showUsage = shouldShowQuotaUsageCount(q);
+  // Countdown urgency + absolute-time tooltip: the reset date must be
+  // readable at a glance, not a stranded 10px gray string. Finite rows with
+  // no reset (idle windows) render an aligned em-dash so the right column
+  // keeps its rhythm across every row.
+  const resetMs = q.resetAt ? new Date(q.resetAt).getTime() : Number.NaN;
+  const resetTitle =
+    Number.isFinite(resetMs) ? new Date(resetMs).toLocaleString() : undefined;
+  const resetCls = Number.isFinite(resetMs)
+    ? resetUrgency(resetMs - Date.now()) === "critical"
+      ? "text-rose-500"
+      : resetUrgency(resetMs - Date.now()) === "warning"
+        ? "text-amber-500"
+        : "text-text-muted"
+    : "text-text-muted";
 
   return (
     <div className="flex flex-col gap-1 py-1" title={q.modelKey || q.name}>
@@ -310,8 +325,12 @@ function QuotaDetailRow({
         {q.staleAfterReset ? (
           <span title={t("refreshing")}>⟳</span>
         ) : cd ? (
-          <span>
-            ⏱ {t("resetsIn")} {cd}
+          <span className={`inline-flex items-center gap-0.5 font-medium ${resetCls}`} title={resetTitle}>
+            ⏱ {cd}
+          </span>
+        ) : !q.unlimited ? (
+          <span className="text-text-muted/60" title={t("noPlanFromProvider")}>
+            —
           </span>
         ) : null}
       </div>
diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/parts/QuotaCardHeader.tsx b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/parts/QuotaCardHeader.tsx
index a5bd4ada00db..c8f4e70d2851 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/parts/QuotaCardHeader.tsx
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/parts/QuotaCardHeader.tsx
@@ -5,7 +5,7 @@ import Badge from "@/shared/components/Badge";
 import ProviderIcon from "@/shared/components/ProviderIcon";
 import { pickDisplayValue } from "@/shared/utils/maskEmail";
 import { readCookieExpiresAt } from "@/shared/utils/webCookieExpiry";
-import { formatCountdown, type CardStatus } from "../utils";
+import { formatCountdown, type CardStatus, type SoonestResetInfo } from "../utils";
 import { translateUsageOrFallback } from "../i18nFallback";
 
 const STATUS_DOT_CLASS: Record<CardStatus, string> = {
@@ -19,6 +19,8 @@ interface Props {
   connection: any;
   providerLabel: string;
   cardStatus: CardStatus;
+  /** Soonest future quota reset across the card's rows (null when unknown). */
+  soonestReset: SoonestResetInfo | null;
   tierMeta: { key: string; label: string; variant: any };
   resolvedPlan: string | null;
   emailsVisible: boolean;
@@ -29,10 +31,17 @@ interface Props {
   togglingActive: boolean;
 }
 
+const RESET_URGENCY_CLASS: Record<string, string> = {
+  critical: "text-rose-500",
+  warning: "text-amber-500",
+  calm: "text-text-muted",
+};
+
 export default function QuotaCardHeader({
   connection,
   providerLabel,
   cardStatus,
+  soonestReset,
   tierMeta,
   resolvedPlan,
   emailsVisible,
@@ -127,7 +136,16 @@ export default function QuotaCardHeader({
           )}
         </div>
       </div>
-      <div className="flex shrink-0 items-center gap-0.5 self-center">
+      <div className="flex shrink-0 items-center gap-1 self-center">
+        {soonestReset && (
+          <span
+            className={`inline-flex h-5 shrink-0 items-center gap-0.5 rounded-full border border-border px-1.5 text-[10px] font-semibold leading-none tabular-nums ${RESET_URGENCY_CLASS[soonestReset.urgency] ?? "text-text-muted"}`}
+            title={`${t("resetsIn")} ${soonestReset.countdown} — ${new Date(soonestReset.iso).toLocaleString()}`}
+          >
+            <span className="material-symbols-outlined text-[11px] leading-none">schedule</span>
+            {soonestReset.countdown}
+          </span>
+        )}
         <button
           type="button"
           disabled={togglingActive}
diff --git a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils.tsx b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils.tsx
index 1a770e9a904b..05e79674d0a5 100644
--- a/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils.tsx
+++ b/src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils.tsx
@@ -493,7 +493,30 @@ export function formatCountdown(resetAt: string | null | undefined): string | nu
   }
 }
 
-export function getNextResetSummary(quotas: any[] | undefined): string | null {
+export type ResetUrgency = "critical" | "warning" | "calm";
+
+/**
+ * How soon until the soonest quota reset? Pure classification so the header
+ * chip and per-row countdowns share one threshold set: <1h critical (red),
+ * <6h warning (amber), otherwise calm (muted).
+ */
+export function resetUrgency(msUntilReset: number): ResetUrgency {
+  if (msUntilReset <= 3_600_000) return "critical";
+  if (msUntilReset <= 6 * 3_600_000) return "warning";
+  return "calm";
+}
+
+export interface SoonestResetInfo {
+  /** Absolute ISO time of the soonest future reset across the card's quotas. */
+  iso: string;
+  /** Relative countdown label, e.g. "2h 14m". */
+  countdown: string;
+  /** Urgency bucket for coloring. */
+  urgency: ResetUrgency;
+}
+
+/** Soonest future reset across a card's quota rows (past/absent resets ignored). */
+export function getSoonestResetInfo(quotas: any[] | undefined): SoonestResetInfo | null {
   if (!quotas || quotas.length === 0) return null;
   const now = Date.now();
   let soonest = Number.POSITIVE_INFINITY;
@@ -507,7 +530,16 @@ export function getNextResetSummary(quotas: any[] | undefined): string | null {
       soonestIso = typeof q.resetAt === "string" ? q.resetAt : new Date(ts).toISOString();
     }
   }
-  return soonestIso ? formatCountdown(soonestIso) : null;
+  if (!soonestIso) return null;
+  return {
+    iso: soonestIso,
+    countdown: formatCountdown(soonestIso) ?? "",
+    urgency: resetUrgency(soonest - now),
+  };
+}
+
+export function getNextResetSummary(quotas: any[] | undefined): string | null {
+  return getSoonestResetInfo(quotas)?.countdown ?? null;
 }
 
 function addQuotaModelIdVariants(out: Set<string>, provider: string, modelId: string) {
diff --git a/tests/unit/quota-card-grid-density-6815.test.ts b/tests/unit/quota-card-grid-density-6815.test.ts
index bafc3d6b3bcb..1893db33947b 100644
--- a/tests/unit/quota-card-grid-density-6815.test.ts
+++ b/tests/unit/quota-card-grid-density-6815.test.ts
@@ -120,7 +120,9 @@ function parseColumnRules(className: string): ColumnRule[] {
       continue;
     }
 
-    const autoFitMatch = rest.match(/^\[repeat\(auto-fit,\s*minmax\((.+),\s*1fr\)\)\]$/);
+    const autoFitMatch = rest.match(
+      /^\[repeat\((?:auto-fill|auto-fit),\s*minmax\((.+),\s*1fr\)\)\]$/
+    );
     if (autoFitMatch) {
       const trackPxMatches = [...autoFitMatch[1].matchAll(/(\d+)px/g)];
       if (trackPxMatches.length > 0) {
diff --git a/tests/unit/quota-card-grid-mobile-7072.test.ts b/tests/unit/quota-card-grid-mobile-7072.test.ts
index eb10aa4cff3c..a8e31c7ac5e2 100644
--- a/tests/unit/quota-card-grid-mobile-7072.test.ts
+++ b/tests/unit/quota-card-grid-mobile-7072.test.ts
@@ -92,16 +92,26 @@ function assertSingleColumnMobileFallback(cardGridClassName: string): void {
     return;
   }
 
-  // Container-driven layout (#7027 style): an arbitrary-value auto-fit grid
-  // template computes column count from available width, not a breakpoint.
+  // Container-driven layout (#7027 style): an arbitrary-value auto-fill/auto-fit
+  // grid template computes column count from available width, not a breakpoint.
+  // auto-fill is the required shape since the 2026-09 consistency redesign:
+  // auto-fit collapses empty tracks, stretching a provider's lone card
+  // full-width while multi-account providers show narrow cards.
   const autoFitToken = tokens.find(
-    (t) => t.startsWith("grid-cols-[") && t.includes("auto-fit") && t.includes("minmax(")
+    (t) =>
+      t.startsWith("grid-cols-[") &&
+      (t.includes("auto-fill") || t.includes("auto-fit")) &&
+      t.includes("minmax(")
   );
   assert.ok(
     autoFitToken,
-    `expected either an unprefixed grid-cols-1 mobile fallback or a repeat(auto-fit, minmax(...)) ` +
+    `expected either an unprefixed grid-cols-1 mobile fallback or a repeat(auto-fill, minmax(...)) ` +
       `container grid, got className="${cardGridClassName}"`
   );
+  assert.ok(
+    autoFitToken!.includes("auto-fill"),
+    "per-group card grid must use auto-fill (not auto-fit): auto-fit stretches a lone card full-width"
+  );
 
   const minTrackMatch =
     autoFitToken!.match(/minmax\(min\(100%,(\d+)px\)/) ?? autoFitToken!.match(/minmax\((\d+)px/);
diff --git a/tests/unit/quota-card-sort-stability.test.ts b/tests/unit/quota-card-sort-stability.test.ts
index 9f9398227086..1de2392cac87 100644
--- a/tests/unit/quota-card-sort-stability.test.ts
+++ b/tests/unit/quota-card-sort-stability.test.ts
@@ -31,7 +31,9 @@ test("sub-minute reset jitter must not reorder same-status cards", () => {
   // Both accounts idle (0 used): resets differ by 2 SECONDS only — the exact
   // production shape after a bulk refresh. Order must fall through to the
   // stable name comparison, not flip with the jitter.
-  const base = Date.now() + 5 * 3600_000;
+  // Anchor 10s into a minute so base and base+2s can never straddle the
+  // minute boundary the sort rounds to.
+  const base = Math.floor((Date.now() + 5 * 3600_000) / 60_000) * 60_000 + 10_000;
   const a = conn("aaa", "alpha");
   const b = conn("bbb", "beta");
   // alpha's jitter is LATER — the buggy sort would put beta first purely on
diff --git a/tests/unit/quota-soonest-reset-chip.test.ts b/tests/unit/quota-soonest-reset-chip.test.ts
new file mode 100644
index 000000000000..5e1ffca2cea0
--- /dev/null
+++ b/tests/unit/quota-soonest-reset-chip.test.ts
@@ -0,0 +1,46 @@
+// Soonest-reset header chip (2026-09 quota page redesign): expiration must be
+// scannable across a grid of cards. Pins the shared pure helpers — soonest
+// future reset selection (past/absent resets ignored), countdown presence,
+// and the urgency buckets (<1h critical red, <6h warning amber, else calm).
+import test from "node:test";
+import assert from "node:assert/strict";
+import {
+  getSoonestResetInfo,
+  getNextResetSummary,
+  resetUrgency,
+} from "../../src/app/(dashboard)/dashboard/usage/components/ProviderLimits/utils";
+
+function inMs(ms: number): string {
+  return new Date(Date.now() + ms).toISOString();
+}
+
+test("getSoonestResetInfo — picks the soonest FUTURE reset, ignoring past and absent", () => {
+  const info = getSoonestResetInfo([
+    { name: "a", resetAt: null },
+    { name: "b", resetAt: inMs(2 * 3600_000) },
+    { name: "c", resetAt: inMs(30 * 60_000) },
+    { name: "d", resetAt: new Date(Date.now() - 3600_000).toISOString() }, // past
+  ]);
+  assert.ok(info);
+  assert.equal(info.urgency, "critical", "30 minutes out is critical");
+  assert.ok(info.countdown.length > 0);
+});
+
+test("getSoonestResetInfo — null when nothing has a future reset", () => {
+  assert.equal(getSoonestResetInfo([]), null);
+  assert.equal(getSoonestResetInfo([{ name: "a", resetAt: null }]), null);
+  assert.equal(getSoonestResetInfo([{ name: "a", resetAt: "2020-01-01T00:00:00Z" }]), null);
+  assert.equal(getSoonestResetInfo(undefined), null);
+});
+
+test("resetUrgency — threshold buckets", () => {
+  assert.equal(resetUrgency(59 * 60_000), "critical");
+  assert.equal(resetUrgency(61 * 60_000), "warning");
+  assert.equal(resetUrgency(5 * 3600_000 + 60_000), "warning");
+  assert.equal(resetUrgency(7 * 3600_000), "calm");
+});
+
+test("getNextResetSummary — delegates to the shared info (back-compat string)", () => {
+  assert.equal(getNextResetSummary([{ name: "a", resetAt: inMs(90 * 60_000) }]), "1h 30m");
+  assert.equal(getNextResetSummary([{ name: "a", resetAt: null }]), null);
+});