diff --git a/daemon/algod/api/server/v2/account.go b/daemon/algod/api/server/v2/account.go
index abfa2314e7..ba9582a73d 100644
--- a/daemon/algod/api/server/v2/account.go
+++ b/daemon/algod/api/server/v2/account.go
@@ -240,6 +240,9 @@ func AccountToAccountData(a *model.Account) (basics.AccountData, error) {
 	if a.CreatedAssets != nil && len(*a.CreatedAssets) > 0 {
 		assetParams = make(map[basics.AssetIndex]basics.AssetParams, len(*a.CreatedAssets))
 		for _, ca := range *a.CreatedAssets {
+			if ca.Params == nil {
+				continue
+			}
 			var metadataHash [32]byte
 			if ca.Params.MetadataHash != nil {
 				copy(metadataHash[:], *ca.Params.MetadataHash)
diff --git a/daemon/algod/api/server/v2/dryrun.go b/daemon/algod/api/server/v2/dryrun.go
index 63f0598628..3e6457639d 100644
--- a/daemon/algod/api/server/v2/dryrun.go
+++ b/daemon/algod/api/server/v2/dryrun.go
@@ -245,6 +245,9 @@ func (dl *dryrunLedger) init() error {
 	}
 	for i, app := range dl.dr.Apps {
 		var addr basics.Address
+		if app.Params == nil {
+			continue
+		}
 		if app.Params.Creator != "" {
 			var err error
 			addr, err = basics.UnmarshalChecksumAddress(app.Params.Creator)