diff --git a/openapi3/swagger_loader_referenced_document_path_test.go b/openapi3/swagger_loader_referenced_document_path_test.go
new file mode 100644
index 000000000..3e6158fcc
--- /dev/null
+++ b/openapi3/swagger_loader_referenced_document_path_test.go
@@ -0,0 +1,63 @@
+package openapi3
+
+import (
+	"net/url"
+	"testing"
+
+	"github.com/stretchr/testify/require"
+)
+
+func TestReferencedDocumentPath(t *testing.T) {
+	httpURL, err := url.Parse("http://example.com/path/to/schemas/test1.yaml")
+	if err != nil {
+		panic(err)
+	}
+	fileURL, err := url.Parse("path/to/schemas/test1.yaml")
+	if err != nil {
+		panic(err)
+	}
+	refEmpty := ""
+	refNoComponent := "moreschemas/test2.yaml"
+	refWithComponent := "moreschemas/test2.yaml#/components/schemas/someobject"
+
+	for _, test := range []struct {
+		path          *url.URL
+		ref, expected string
+	}{
+		{
+			path:     httpURL,
+			ref:      refEmpty,
+			expected: "http://example.com/path/to/schemas/",
+		},
+		{
+			path:     httpURL,
+			ref:      refNoComponent,
+			expected: "http://example.com/path/to/schemas/moreschemas/",
+		},
+		{
+			path:     httpURL,
+			ref:      refWithComponent,
+			expected: "http://example.com/path/to/schemas/moreschemas/",
+		},
+		{
+			path:     fileURL,
+			ref:      refEmpty,
+			expected: "path/to/schemas/",
+		},
+		{
+			path:     fileURL,
+			ref:      refNoComponent,
+			expected: "path/to/schemas/moreschemas/",
+		},
+		{
+			path:     fileURL,
+			ref:      refWithComponent,
+			expected: "path/to/schemas/moreschemas/",
+		},
+	} {
+		result, err := referencedDocumentPath(test.path, test.ref)
+		require.NotNil(t, result)
+		require.Nil(t, err)
+		require.Equal(t, test.expected, result.String())
+	}
+}