diff --git a/src/ethereum/forks/amsterdam/block_access_lists/tracker.py b/src/ethereum/forks/amsterdam/block_access_lists/tracker.py
index 66a4f1ebbd..0ea945e7b1 100644
--- a/src/ethereum/forks/amsterdam/block_access_lists/tracker.py
+++ b/src/ethereum/forks/amsterdam/block_access_lists/tracker.py
@@ -97,7 +97,7 @@ class StateChangeTracker:
     """
     Cache of pre-transaction balance values, keyed by address.
     This cache is cleared at the start of each transaction and used by
-    finalize_transaction_changes to filter out balance changes where
+    normalize_balance_changes to filter out balance changes where
     the final balance equals the initial balance.
     """
 
@@ -293,7 +293,7 @@ def capture_pre_balance(
     to ensure we capture the pre-transaction balance correctly. The cache is
     cleared at the beginning of each transaction.
 
-    This is used by finalize_transaction_changes to determine which balance
+    This is used by normalize_balance_changes to determine which balance
     changes should be filtered out.
 
     Parameters
@@ -331,9 +331,7 @@ def track_balance_change(
     Track a balance change for an account.
 
     Records the new balance after any balance-affecting operation, including
-    transfers, gas payments, block rewards, and withdrawals. The balance is
-    encoded as a 16-byte value (uint128) which is sufficient for the total
-    ETH supply.
+    transfers, gas payments, block rewards, and withdrawals.
 
     Parameters
     ----------
@@ -454,7 +452,7 @@ def handle_in_transaction_selfdestruct(
     code changes from the current transaction are also removed.
 
     Note: Balance changes are handled separately by
-          finalize_transaction_changes.
+          normalize_balance_changes.
 
     Parameters
     ----------
@@ -495,22 +493,25 @@ def handle_in_transaction_selfdestruct(
     ]
 
 
-def finalize_transaction_changes(
+def normalize_balance_changes(
     tracker: StateChangeTracker, state: "State"
 ) -> None:
     """
-    Finalize changes for the current transaction.
+    Normalize balance changes for the current block access index.
 
-    This method is called at the end of each transaction execution to filter
-    out spurious balance changes. It removes all balance changes for addresses
-    where the post-transaction balance equals the pre-transaction balance.
+    This method filters out spurious balance changes by removing all balance
+    changes for addresses where the post-execution balance equals the
+    pre-execution balance.
 
     This is crucial for handling cases like:
     - In-transaction self-destructs where an account with 0 balance is created
       and destroyed, resulting in no net balance change
     - Round-trip transfers where an account receives and sends equal amounts
+    - Zero-amount withdrawals where the balance doesn't actually change
 
-    Only actual state changes are recorded in the Block Access List.
+    This should be called at the end of any operation that tracks balance
+    changes (transactions, withdrawals, etc.). Only actual state changes are
+    recorded in the Block Access List.
 
     Parameters
     ----------
diff --git a/src/ethereum/forks/amsterdam/fork.py b/src/ethereum/forks/amsterdam/fork.py
index b70d5090d3..29680df285 100644
--- a/src/ethereum/forks/amsterdam/fork.py
+++ b/src/ethereum/forks/amsterdam/fork.py
@@ -32,8 +32,9 @@
 from .block_access_lists.builder import build_block_access_list
 from .block_access_lists.rlp_utils import compute_block_access_list_hash
 from .block_access_lists.tracker import (
-    finalize_transaction_changes,
+    capture_pre_balance,
     handle_in_transaction_selfdestruct,
+    normalize_balance_changes,
     set_block_access_index,
     track_balance_change,
 )
@@ -1022,9 +1023,9 @@ def process_transaction(
         )
         destroy_account(block_env.state, address)
 
-    # EIP-7928: Finalize transaction changes
+    # EIP-7928: Normalize balance changes for this transaction
     # Remove balance changes where post-tx balance equals pre-tx balance
-    finalize_transaction_changes(
+    normalize_balance_changes(
         block_env.state.change_tracker,
         block_env.state,
     )
@@ -1067,6 +1068,12 @@ def increase_recipient_balance(recipient: Account) -> None:
             rlp.encode(wd),
         )
 
+        # Capture pre-balance before modification (even for zero withdrawals)
+        # This ensures the address appears in BAL per EIP-7928
+        capture_pre_balance(
+            block_env.state.change_tracker, wd.address, block_env.state
+        )
+
         modify_state(block_env.state, wd.address, increase_recipient_balance)
 
         # Track balance change for BAL
@@ -1076,6 +1083,14 @@ def increase_recipient_balance(recipient: Account) -> None:
             block_env.state.change_tracker, wd.address, U256(new_balance)
         )
 
+        # EIP-7928: Normalize balance changes for this withdrawal
+        # Remove balance changes where post-withdrawal balance
+        # equals pre-withdrawal balance
+        normalize_balance_changes(
+            block_env.state.change_tracker,
+            block_env.state,
+        )
+
         if account_exists_and_is_empty(block_env.state, wd.address):
             destroy_account(block_env.state, wd.address)