diff --git a/src/Libraries/Microsoft.Extensions.AI.Abstractions/ChatCompletion/ChatResponseExtensions.cs b/src/Libraries/Microsoft.Extensions.AI.Abstractions/ChatCompletion/ChatResponseExtensions.cs
index 81ac83cd59c..87a957130f5 100644
--- a/src/Libraries/Microsoft.Extensions.AI.Abstractions/ChatCompletion/ChatResponseExtensions.cs
+++ b/src/Libraries/Microsoft.Extensions.AI.Abstractions/ChatCompletion/ChatResponseExtensions.cs
@@ -346,7 +346,7 @@ private static void ProcessUpdate(ChatResponseUpdate update, ChatResponse respon
             message.AuthorName = update.AuthorName;
         }
 
-        if (update.CreatedAt is not null)
+        if (message.CreatedAt is null || (update.CreatedAt is not null && update.CreatedAt > message.CreatedAt))
         {
             message.CreatedAt = update.CreatedAt;
         }
@@ -391,7 +391,7 @@ private static void ProcessUpdate(ChatResponseUpdate update, ChatResponse respon
             response.ConversationId = update.ConversationId;
         }
 
-        if (update.CreatedAt is not null)
+        if (response.CreatedAt is null || (update.CreatedAt is not null && update.CreatedAt > response.CreatedAt))
         {
             response.CreatedAt = update.CreatedAt;
         }
diff --git a/test/Libraries/Microsoft.Extensions.AI.Abstractions.Tests/ChatCompletion/ChatResponseUpdateExtensionsTests.cs b/test/Libraries/Microsoft.Extensions.AI.Abstractions.Tests/ChatCompletion/ChatResponseUpdateExtensionsTests.cs
index 50bd9c86293..3328d0be083 100644
--- a/test/Libraries/Microsoft.Extensions.AI.Abstractions.Tests/ChatCompletion/ChatResponseUpdateExtensionsTests.cs
+++ b/test/Libraries/Microsoft.Extensions.AI.Abstractions.Tests/ChatCompletion/ChatResponseUpdateExtensionsTests.cs
@@ -359,6 +359,98 @@ public async Task ToChatResponse_UsageContentExtractedFromContents()
         Assert.Equal("Hello, world!", Assert.IsType<TextContent>(Assert.Single(Assert.Single(response.Messages).Contents)).Text);
     }
 
+    [Theory]
+    [InlineData(false)]
+    [InlineData(true)]
+    public async Task ToChatResponse_AlternativeTimestamps(bool useAsync)
+    {
+        DateTimeOffset early = new(2024, 1, 1, 10, 0, 0, TimeSpan.Zero);
+        DateTimeOffset middle = new(2024, 1, 1, 11, 0, 0, TimeSpan.Zero);
+        DateTimeOffset late = new(2024, 1, 1, 12, 0, 0, TimeSpan.Zero);
+        DateTimeOffset unixEpoch = new(1970, 1, 1, 0, 0, 0, TimeSpan.Zero);
+
+        ChatResponseUpdate[] updates =
+        [
+
+            // Start with an early timestamp
+            new(ChatRole.Tool, "a") { MessageId = "4", CreatedAt = early },
+
+            // Unix epoch (as "null") should not overwrite
+            new(null, "b") { CreatedAt = unixEpoch },
+
+            // Newer timestamp should overwrite
+            new(null, "c") { CreatedAt = middle },
+
+            // Older timestamp should not overwrite
+            new(null, "d") { CreatedAt = early },
+
+            // Even newer timestamp should overwrite
+            new(null, "e") { CreatedAt = late },
+
+            // Unix epoch should not overwrite again
+            new(null, "f") { CreatedAt = unixEpoch },
+
+            // null should not overwrite
+            new(null, "g") { CreatedAt = null },
+        ];
+
+        ChatResponse response = useAsync ?
+            updates.ToChatResponse() :
+            await YieldAsync(updates).ToChatResponseAsync();
+        Assert.Single(response.Messages);
+
+        Assert.Equal("abcdefg", response.Messages[0].Text);
+        Assert.Equal(ChatRole.Tool, response.Messages[0].Role);
+        Assert.Equal(late, response.Messages[0].CreatedAt);
+        Assert.Equal(late, response.CreatedAt);
+    }
+
+    public static IEnumerable<object?[]> ToChatResponse_TimestampFolding_MemberData()
+    {
+        // Base test cases
+        var testCases = new (string? timestamp1, string? timestamp2, string? expectedTimestamp)[]
+        {
+            (null, null, null),
+            ("2024-01-01T10:00:00Z", null, "2024-01-01T10:00:00Z"),
+            (null, "2024-01-01T10:00:00Z", "2024-01-01T10:00:00Z"),
+            ("2024-01-01T10:00:00Z", "2024-01-01T11:00:00Z", "2024-01-01T11:00:00Z"),
+            ("2024-01-01T11:00:00Z", "2024-01-01T10:00:00Z", "2024-01-01T11:00:00Z"),
+            ("2024-01-01T10:00:00Z", "1970-01-01T00:00:00Z", "2024-01-01T10:00:00Z"),
+            ("1970-01-01T00:00:00Z", "2024-01-01T10:00:00Z", "2024-01-01T10:00:00Z"),
+        };
+
+        // Yield each test case twice, once for useAsync = false and once for useAsync = true
+        foreach (var (timestamp1, timestamp2, expectedTimestamp) in testCases)
+        {
+            yield return new object?[] { false, timestamp1, timestamp2, expectedTimestamp };
+            yield return new object?[] { true, timestamp1, timestamp2, expectedTimestamp };
+        }
+    }
+
+    [Theory]
+    [MemberData(nameof(ToChatResponse_TimestampFolding_MemberData))]
+    public async Task ToChatResponse_TimestampFolding(bool useAsync, string? timestamp1, string? timestamp2, string? expectedTimestamp)
+    {
+        DateTimeOffset? first = timestamp1 is not null ? DateTimeOffset.Parse(timestamp1) : null;
+        DateTimeOffset? second = timestamp2 is not null ? DateTimeOffset.Parse(timestamp2) : null;
+        DateTimeOffset? expected = expectedTimestamp is not null ? DateTimeOffset.Parse(expectedTimestamp) : null;
+
+        ChatResponseUpdate[] updates =
+        [
+            new(ChatRole.Assistant, "a") { CreatedAt = first },
+            new(null, "b") { CreatedAt = second },
+        ];
+
+        ChatResponse response = useAsync ?
+            updates.ToChatResponse() :
+            await YieldAsync(updates).ToChatResponseAsync();
+
+        Assert.Single(response.Messages);
+        Assert.Equal("ab", response.Messages[0].Text);
+        Assert.Equal(expected, response.Messages[0].CreatedAt);
+        Assert.Equal(expected, response.CreatedAt);
+    }
+
     private static async IAsyncEnumerable<ChatResponseUpdate> YieldAsync(IEnumerable<ChatResponseUpdate> updates)
     {
         foreach (ChatResponseUpdate update in updates)