diff --git a/maven-release-api/src/main/java/org/apache/maven/shared/release/config/ReleaseDescriptor.java b/maven-release-api/src/main/java/org/apache/maven/shared/release/config/ReleaseDescriptor.java
index 976a0f56..8d7462b2 100644
--- a/maven-release-api/src/main/java/org/apache/maven/shared/release/config/ReleaseDescriptor.java
+++ b/maven-release-api/src/main/java/org/apache/maven/shared/release/config/ReleaseDescriptor.java
@@ -366,9 +366,11 @@ public interface ReleaseDescriptor {
     String getScmBranchBase();
 
     /**
-     * Get the id can be used to get the credentials by the server-id from the settings.xml.
+     * Get the id which can be used to get the (optionally encrypted) credentials with the given id from the {@code settings.xml}.
+     * Explicit credentials in {@link #getScmUsername()}, {@link #getScmPassword()}, {@link #getScmPrivateKey()} or
+     * {@link #getScmPrivateKeyPassPhrase()} always take precedence, though.
      *
-     * @return String
+     * @return the server id of a server in {@code settings.xml}
      */
     String getScmId();
 
diff --git a/maven-release-manager/src/main/java/org/apache/maven/shared/release/scm/DefaultScmRepositoryConfigurator.java b/maven-release-manager/src/main/java/org/apache/maven/shared/release/scm/DefaultScmRepositoryConfigurator.java
index 90f31fb4..c4977300 100644
--- a/maven-release-manager/src/main/java/org/apache/maven/shared/release/scm/DefaultScmRepositoryConfigurator.java
+++ b/maven-release-manager/src/main/java/org/apache/maven/shared/release/scm/DefaultScmRepositoryConfigurator.java
@@ -96,6 +96,9 @@ public ScmRepository getConfiguredRepository(String url, ReleaseDescriptor relea
 
             if (releaseDescriptor.getScmId() != null) {
                 server = settings.getServer(releaseDescriptor.getScmId());
+                if (server == null) {
+                    logger.warn("No server with id {} found in Maven settings", releaseDescriptor.getScmId());
+                }
             }
 
             if (server == null && repository.getProviderRepository() instanceof ScmProviderRepositoryWithHost) {
@@ -115,19 +118,28 @@ public ScmRepository getConfiguredRepository(String url, ReleaseDescriptor relea
             }
 
             if (server != null) {
-                if (username == null) {
+                if (username == null && server.getUsername() != null) {
+                    logger.debug(
+                            "Using username from server id {} found in Maven settings", releaseDescriptor.getScmId());
                     username = server.getUsername();
                 }
 
-                if (password == null) {
+                if (password == null && server.getPassword() != null) {
+                    logger.debug(
+                            "Using password from server id {} found in Maven settings", releaseDescriptor.getScmId());
                     password = decrypt(server.getPassword(), server.getId());
                 }
 
-                if (privateKey == null) {
+                if (privateKey == null && server.getPrivateKey() != null) {
+                    logger.debug(
+                            "Using private key from server id {} found in Maven settings",
+                            releaseDescriptor.getScmId());
                     privateKey = server.getPrivateKey();
                 }
 
-                if (passphrase == null) {
+                if (passphrase == null && server.getPassphrase() != null) {
+                    logger.debug(
+                            "Using passphrase from server id {} found in Maven settings", releaseDescriptor.getScmId());
                     passphrase = decrypt(server.getPassphrase(), server.getId());
                 }
             }
@@ -135,19 +147,27 @@ public ScmRepository getConfiguredRepository(String url, ReleaseDescriptor relea
 
         if (!(username == null || username.isEmpty())) {
             scmRepo.setUser(username);
+        } else {
+            logger.debug("No explicit username configured");
         }
         if (!(password == null || password.isEmpty())) {
             scmRepo.setPassword(password);
+        } else {
+            logger.debug("No explicit password configured");
         }
 
         if (scmRepo instanceof ScmProviderRepositoryWithHost) {
             ScmProviderRepositoryWithHost repositoryWithHost = (ScmProviderRepositoryWithHost) scmRepo;
             if (!(privateKey == null || privateKey.isEmpty())) {
                 repositoryWithHost.setPrivateKey(privateKey);
+            } else {
+                logger.debug("No explicit private key configured");
             }
 
             if (!(passphrase == null || passphrase.isEmpty())) {
                 repositoryWithHost.setPassphrase(passphrase);
+            } else {
+                logger.debug("No explicit passphrase configured");
             }
         }