diff --git a/ledger/acctonline.go b/ledger/acctonline.go
index dc7335c30b..6bc8125f95 100644
--- a/ledger/acctonline.go
+++ b/ledger/acctonline.go
@@ -193,7 +193,7 @@ func (ao *onlineAccounts) initializeFromDisk(l ledgerForTracker, lastBalancesRou
 	if !ao.disableCache {
 		ao.baseOnlineAccounts.init(ao.log, baseAccountsPendingAccountsBufferSize, baseAccountsPendingAccountsWarnThreshold)
 	} else {
-		ao.baseOnlineAccounts.init(ao.log, 0, 0)
+		ao.baseOnlineAccounts.init(ao.log, 0, 1)
 	}
 	return
 }
diff --git a/ledger/acctupdates.go b/ledger/acctupdates.go
index 26649caff4..20431bce7a 100644
--- a/ledger/acctupdates.go
+++ b/ledger/acctupdates.go
@@ -974,9 +974,9 @@ func (au *accountUpdates) initializeFromDisk(l ledgerForTracker, lastBalancesRou
 		au.baseResources.init(au.log, baseResourcesPendingAccountsBufferSize, baseResourcesPendingAccountsWarnThreshold)
 		au.baseKVs.init(au.log, baseKVPendingBufferSize, baseKVPendingWarnThreshold)
 	} else {
-		au.baseAccounts.init(au.log, 0, 0)
-		au.baseResources.init(au.log, 0, 0)
-		au.baseKVs.init(au.log, 0, 0)
+		au.baseAccounts.init(au.log, 0, 1)
+		au.baseResources.init(au.log, 0, 1)
+		au.baseKVs.init(au.log, 0, 1)
 	}
 	return
 }