perf: Only do memory allocation when zero coin is found (backport cosmos#10339) (cosmos#10361)

* perf: Only do memory allocation when zero coin is found (cosmos#10339)

## Description

Closes: cosmos#10333

Added a loop that checks for zero coins before making any memory allocations. If no zero coins are found, just return the `coins` slice as is. If a zero coin is found, then allocate the new array, stop looking for the first zero, and restart the loop to "remove" the 0's.

---

### Author Checklist

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- [x] included the correct [type prefix](https://github.com/commitizen/conventional-commit-types/blob/v3.0.0/index.json) in the PR title
- [ ] added `!` to the type prefix if API or client breaking change (Not Applicable)
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- [x] provided a link to the relevant issue or specification
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- [x] added a changelog entry to `CHANGELOG.md`
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- [x] reviewed "Files changed" and left comments if necessary
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- [ ] confirmed the correct [type prefix](https://github.com/commitizen/conventional-commit-types/blob/v3.0.0/index.json) in the PR title
- [ ] confirmed `!` in the type prefix if API or client breaking change
- [ ] confirmed all author checklist items have been addressed
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(cherry picked from commit f00e7a4)

# Conflicts:
#	CHANGELOG.md

* fix conflict

Co-authored-by: Jake Waggoner <[email protected]>
Co-authored-by: marbar3778 <[email protected]>

Author: 3 people

CHANGELOG.md

@@ -42,6 +42,7 @@ Ref: https://keepachangelog.com/en/1.0.0/
 
 * [\#10262](https://github.com/cosmos/cosmos-sdk/pull/10262) Remove unnecessary logging in `x/feegrant` simulation.
 * [\#10327](https://github.com/cosmos/cosmos-sdk/pull/10327) Add null guard for possible nil `Amount` in tx fee `Coins`
+* [\#10339](https://github.com/cosmos/cosmos-sdk/pull/10339) Improve performance of `removeZeroCoins` by only allocating memory when necessary
 
 ### Bug Fixes
 

types/coin.go

@@ -795,7 +795,18 @@ func (coins Coins) negative() Coins {
 
 // removeZeroCoins removes all zero coins from the given coin set in-place.
 func removeZeroCoins(coins Coins) Coins {
-	nonZeros := make([]Coin, 0, len(coins))
+	for i := 0; i < len(coins); i++ {
+		if coins[i].IsZero() {
+			break
+		} else if i == len(coins)-1 {
+			return coins
+		}
+	}
+
+	var result []Coin
+	if len(coins) > 0 {
+		result = make([]Coin, 0, len(coins)-1)
+	}
 
 	for _, coin := range coins {
 		if !coin.IsZero() {