diff --git a/monai/losses/perceptual.py b/monai/losses/perceptual.py
index ee653fac9d..2ae03bc8dc 100644
--- a/monai/losses/perceptual.py
+++ b/monai/losses/perceptual.py
@@ -209,7 +209,7 @@ def __init__(
     ) -> None:
         super().__init__()
         torch.hub._validate_not_a_forked_repo = lambda a, b, c: True
-        self.model = torch.hub.load("warvito/MedicalNet-models", model=net, verbose=verbose)
+        self.model = torch.hub.load("warvito/MedicalNet-models", model=net, verbose=verbose, trust_repo=True)
         self.eval()
 
         self.channel_wise = channel_wise
@@ -297,7 +297,7 @@ class RadImageNetPerceptualSimilarity(nn.Module):
 
     def __init__(self, net: str = "radimagenet_resnet50", verbose: bool = False) -> None:
         super().__init__()
-        self.model = torch.hub.load("Warvito/radimagenet-models", model=net, verbose=verbose)
+        self.model = torch.hub.load("Warvito/radimagenet-models", model=net, verbose=verbose, trust_repo=True)
         self.eval()
 
         for param in self.parameters():
diff --git a/tests/test_utils.py b/tests/test_utils.py
index 784b25f663..f87b16fb71 100644
--- a/tests/test_utils.py
+++ b/tests/test_utils.py
@@ -56,6 +56,8 @@
 
 nib, _ = optional_import("nibabel")
 http_error, has_req = optional_import("requests", name="HTTPError")
+file_url_error, has_gdown = optional_import("gdown.exceptions", name="FileURLRetrievalError")
+
 
 quick_test_var = "QUICKTEST"
 _tf32_enabled = None
@@ -63,6 +65,23 @@
 
 MODULE_PATH = Path(__file__).resolve().parents[1]
 
+DOWNLOAD_EXCEPTS: tuple[type, ...] = (ContentTooShortError, HTTPError, ConnectionError)
+if has_req:
+    DOWNLOAD_EXCEPTS += (http_error,)
+if has_gdown:
+    DOWNLOAD_EXCEPTS += (file_url_error,)
+
+DOWNLOAD_FAIL_MSGS = (
+    "unexpected EOF",  # incomplete download
+    "network issue",
+    "gdown dependency",  # gdown not installed
+    "md5 check",
+    "limit",  # HTTP Error 503: Egress is over the account limit
+    "authenticate",
+    "timed out",  # urlopen error [Errno 110] Connection timed out
+    "HTTPError",  # HTTPError: 429 Client Error: Too Many Requests for huggingface hub
+)
+
 
 def testing_data_config(*keys):
     """get _test_data_config[keys0][keys1]...[keysN]"""
@@ -142,29 +161,21 @@ def assert_allclose(
 
 @contextmanager
 def skip_if_downloading_fails():
+    """
+    Skips a test if downloading something raises an exception recognised to indicate a download has failed.
+    """
+
     try:
         yield
-    except (ContentTooShortError, HTTPError, ConnectionError) + (http_error,) if has_req else () as e:  # noqa: B030
-        raise unittest.SkipTest(f"error while downloading: {e}") from e
+    except DOWNLOAD_EXCEPTS as e:
+        raise unittest.SkipTest(f"Error while downloading: {e}") from e
     except ssl.SSLError as ssl_e:
         if "decryption failed" in str(ssl_e):
             raise unittest.SkipTest(f"SSL error while downloading: {ssl_e}") from ssl_e
     except (RuntimeError, OSError) as rt_e:
         err_str = str(rt_e)
-        if any(
-            k in err_str
-            for k in (
-                "unexpected EOF",  # incomplete download
-                "network issue",
-                "gdown dependency",  # gdown not installed
-                "md5 check",
-                "limit",  # HTTP Error 503: Egress is over the account limit
-                "authenticate",
-                "timed out",  # urlopen error [Errno 110] Connection timed out
-                "HTTPError",  # HTTPError: 429 Client Error: Too Many Requests for huggingface hub
-            )
-        ):
-            raise unittest.SkipTest(f"error while downloading: {rt_e}") from rt_e  # incomplete download
+        if any(k in err_str for k in DOWNLOAD_FAIL_MSGS):
+            raise unittest.SkipTest(f"Error while downloading: {rt_e}") from rt_e  # incomplete download
 
         raise rt_e